Welcome to the VFIS Plan Sponsor Web Resource Center

VFIS is dedicated to delivering solutions that simplify the administration of your Length of Service Awards Program. We developed this portal with you in mind. The information found here will provide answers and assistance to optimize your experience.

Name Format Download
Plan Sponsor Web Training Manual Download
GIG Privacy Notice Download
American General Privacy Notice Download
GASB 73 [New Accounting Standard for LOSAP] Download
Get Adobe Reader If you do not have the Acrobat Reader® installed you may download it for free from Adobe.com. Download it now.

LOSAP Investment Information

Through participation in the VFIS Fixed Group Annuity Contract (GAC) underwritten by MassMutual Financial Group, our clients enjoy the following benefits:

  • Guarantee of principal and credited interest on 100% of plan funds on deposit;
  • Interest credited daily from date of deposit to date of withdrawal;
  • Minimum lifetime interest guarantee of 3%;
  • Participant tax reporting and benefit payment services at no additional cost;
  • Periodic statements of activity;
  • No fees or surrender charges for deposits or withdrawals.

GAC assets are invested in MassMutual’s Guaranteed Interest Account (GIA). For additional information on the GIA, please click here.

New York Clients

Use the following link to find New York General Municipal Law Article 11-A which outlines the requirements for designing and operating a LOSAP in the State of New York:

Click on Laws and Laws of New York

Click on GMU

Click on Article 11-A

New York General Municipal Law Article 11-A

The following links provide helpful audit information published by the New York State Comptroller’s office:

New Jersey Clients

Use the following link to find various information regarding designing and operating a LOSAP in the State of New Jersey:

Operating a LOSAP in New Jersey

Wisconsin Clients

Use the following link to find information regarding designing and operating a SAP in the State of Wisconsin:

Operating a SAP in Wisconsin